Automotive Insurance Steering: What it is and how to avoid it...

If you have been involved in a car accident, you may need to file a claim with your insurance company to cover the damages. However, you should be aware of a practice called automotive insurance steering, which can limit your choices and rights as a policyholder.

Automotive insurance steering is when an insurance company tries to influence or pressure you to use a specific repair shop or service provider that they have a contract with. This can result in lower quality repairs, higher costs, or longer wait times for you. Additionally, it can violate your state's laws and regulations regarding consumer protection and fair claims practices.

To avoid automotive insurance steering, you should know your rights and options as a policyholder. You have the right to choose any repair shop or service provider that you trust and are comfortable with. You do not have to accept the insurance company's recommendations or referrals. You can also compare estimates from different shops and providers to find the best deal for your situation.

If you suspect that you have been a victim of automotive insurance steering, you can report it to your state's insurance department or attorney general's office. You may also be entitled to file a complaint or a lawsuit against the insurance company for damages or compensation.

Automotive insurance steering is a deceptive and unethical practice that can harm you as a policyholder. By being informed and vigilant, you can protect yourself and your rights from automotive insurance steering.